Traffic Accident Checklist

Traffic Collision Checklist

It would be ideal if you could go your entire life without finding yourself in a car accident of some sort. The harsh reality is that, no matter how safe a driver you are, you will wind up in at least one car crash during your driving career. Knowing what steps to take when that fateful accident happens can be the difference between a minor headache and a major migraine.

What To Do If You Witness Another Accident

Only help people to the best of your ability. Unless the person is in a burning car, don't remove them from the vehicle of they appear to be injured. Moving them could actually worsen their condition.

If you're the first person to arrive on the scene, pull over and assist the best you can. Some states require this, but either way it's the right thing to do. When you pull over, make sure you do so very safely and leave plenty of room for emergency vehicles that will be arriving shortly.

Help others in need

If safe to do so, check those involved for any injuries. Also, look around the scene for sign of anyone thrown from their vehicle (perhaps in a ditch or bushes).

If possible call 911. If you don't have a phone, have another witness call 911 or send someone to find a phone. Be ready to transmit information to the 911 dispatcher: accident location and/or cross streets, number of injuries, etc.) Stay on the line with the dispatcher until they let you go.

If you have emergency triangles, set them out to warn other motorists of upcoming danger. Only use flares if safe (no fumes or gas leaks).

If the car or truck is able to be moved and it is safe to do so, move the vehicle off the road and out of harms way.

The Car Accident DOs

Do Call Authorities

Call Police - Don't Hit and Run

Laws vary from state to state, but most require you to call 911 or your local Highway Patrol when an injury is involved in a traffic collision. Also, most states require you to report your accident when a certain amount of damage has occurred. For example, In California, you must report an accident to the DMV when someone is injured or there is $750 or more in damages.

For more information on what to do in your state, find state DMV websites for all 50 states here: Accident reporting for your state at

Do Get to a Safe Area

Move to a safe place

Depending on the situation, you run the risk of getting into another accident. Turn on your hazard lights to warn other motorists and if possible, move your car safely to the shoulder or out of harms way. If you can't move your car, then exit your vehicle when safe and move to an area where you personally will not encounter traffic.

If you are trapped in your car, injured, or unable to think clearly then keep your seatbelt buckled and stay in your car.

Do Check For Injuries

Check for Injuries

First things first: Are you hurt? If so, be careful that you don't add insult to injury - wait for trained medical personnel to arrive on the scene and assist you. If you are okay, then check on other people involved in the crash. Help them if you can without overstepping your abilities, remembering that moving them in certain situations can actually be hurtful.

Do Take Pictures and Notes

A great way to set the record straight is with pictures of the collision scene - after all, a picture is worth a thousand words, right? Keeping a disposable camera in your glove box is smart, or having a camera phone works too. And don't be shy. Take plenty of pictures and capture everything from car damage and vehicle positions to road conditions and traffic signs. These may come in handy in court or even help your insurance company keep you out of court. If nothing else, you'll be able to make one interesting scrapbook.

Call your insurance company

Do Notify Your Insurance Company

Call your insurance company as soon as possible and let them know what happened. They can help answer a lot of your questions as well as get the ball rolling on any claims that need to be filed. A quality auto insurance company should be on your side and will help you get through this tough time.

Do Leave a Note

If you're involved in a collision with a parked vehicle or someone's property but can't find the owner, make sure you leave a well attached note with your name, address, and phone number. In some states, such as California, you must then report the accident right away to the police or Highway Patrol.

Move to a safe place

The Car Accident DONTs

Don't Flee the Scene

Never leave the scene of the collision. Instead stop your vehicle and evaluate the situation. Otherwise you may face costly "Hit and Run" charges.

Don't Leave Your Vehicle Behind

After an accident has occurred, don't leave your car, truck, or SUV on the road or highway. If safe to do so, drive it away. If not, have it towed away. If you don't, the police or highway patrol will have it removed and impounded at your expense.

Take Pictures of the Accident Scene

Don't Leave a Dying Animal

Never leave an injured animal to die. If you kill or injure an animal, pull over safely and do your best to locate the owner, or if you can't, notify the nearest humane society or the highway patrol. Also, never move an injured animal yourself.

Don't Admit Guilt

After the incident occurs it can be tempting to discuss the collision with the others involved. Don't! Anything you say about the collision can later be used against you when it comes to assess fault and settle damages. Simply exchange your contact information (as prescribed above) and save the accident talk for your insurance company and the police.

Exchange Information

Don't Leave Empty Handed

Make sure you exchange information with the other people involved in the collision, including other drivers, passengers, and potential witnesses. And be thorough; some less than savory drivers may offer up bogus information. Get the driver's full name, address, driver's license number (also note the state the license was issued in), birth date, and phone number, all preferably copied from their driver's license. Equally important, get the other driver's proof of car insurance information, their policy number, license plates, and vehicle registration information.


Traffic Accident Reference Guide Recap

  • Stop and judge the situation - do not flee the scene
  • Move to a safe place out of dangers way
  • Examine yourself, then examine others for injuries
  • Call Police or 911 if there are substantial damages, injuries, or fatalities
  • Take photos and document the accident
  • Exchange info with the other drivers involved and get info from any witness
  • Notify your insurance company as soon as possible